Enable 3D Secure Payments for Enhanced Security in NetSuite

TL;DR

Enabling 3D Secure Payments enhances transaction security on your NetSuite Commerce site. This feature allows shoppers to use native 3D Secure 2 payments for various transaction flows, increasing customer trust and compliance.

What Is the 3D Secure Payments Feature?

Starting with the 2020.1 release of SuiteCommerce Advanced, the Enable 3D Secure Payments setting allows online stores to process 3D Secure 2 payments. This feature supports several transaction types, including:

• Making a payment
• Quotes
• Reordering items
• Checking out

This setting is beneficial for enhancing security and reducing chargebacks while facilitating smoother transactions for customers.

Configuration Details

• ID: isThreeDSecureEnabled
• UI Location: Payment Instruments & Methods
• JSON File: CheckoutApplication.json

To enable this feature, navigate to the Payment Instruments & Methods settings in your NetSuite admin interface and toggle the option for 3D Secure Payments to activate it.

Why Use 3D Secure Payments?

Enabling 3D Secure Payments helps protect against fraud and provides a layer of authentication for cardholders, which can significantly increase conversion rates as consumers feel more secure during checkout.

Who This Affects

• Administrators: Responsible for configuring payment settings.
• Developers: May need to implement custom integrations with payment gateways that support 3D Secure.
• E-commerce Managers: Need to ensure that customers have a secure checkout experience.

Key Takeaways

• 3D Secure Payments enhances security during online transactions.
• It is available in SuiteCommerce starting from the 2020.1 release.
• The setting can be easily enabled in the Payment Instruments & Methods interface.
• Supports multiple transaction flows, improving customer experience.
• Essential for compliance with payment security regulations.